GGM AUTO SALES, LLC is not a “Buy Here, Pay Here” dealership, however, we work diligently to secure financing for our customers through outside financial institutions that specialize in customers with “damaged” credit. In additional, we offer a lay-away plan for qualified buyers.
If you desire to be considered for financing we require one of the following:
- 2 most recent paycheck stubs
- 2 most recent bank statements showing deposit of earnings
- A copy of the letter showing SSI/SSD monthly payments
Additionally, all applicants must provide proof of residence in the form of a bill showing current address – cannot be more than 90 days old.
Buying a vehicle is an exciting process and to make it a smooth process you are going to need the following:
Proof of Insurance
Bringing proof of insurance when you buy or lease a vehicle is essential to the process. The dealership, particularly if they are the lenders, must know that you are fully insured on your new vehicle. You can arrange beforehand to have your insurance policy transferred to the new vehicle.
Trade-In Vehicle Title
If a trade-in is part of the transaction, you will need the title to your trade-in vehicle. If you’ve obtained a loan outside of the dealership, be sure and coordinate with that lender to see what documents you will need.
Buying a vehicle, like any major financial transaction, is all about trust. Your driver’s license serves as a form of identification but it also assures the dealership that you are legally able to drive.
To ensure that the buying process goes smoothly, arrange beforehand to have any payment that is required at the time of the purchase, either in the form of a check, wire transfer, or credit card. Check with the dealership ahead of time—many have dollar limits on credit cards that might be less than your down-payment, meaning you might be required to pay with an alternative method.